Life Insurance: Tips in Choosing the Best Insurance Policy For You

15. Are you considering a joint policy?

There are joint policy offers. However, while it may be of advantage for both people while paying the premiums in terms of affordability, the term will end once of the two (2) insured individuals die. Thus, even if both of you have paid for the policy for years, when one of you dies, the other will have to start over with a new policy.